Buy Car Insurance – Find out how buying car insurance online can save you time and money. Learn what to expect to make your shopping experience easier.
You probably do the majority of your shopping online. If you’re in the market for a new car insurance policy, you might be wondering, “Can I buy car insurance online?” The answer is, “Absolutely!” In fact, it’s the fastest and most convenient way to buy auto insurance.
When you buy car insurance online, you can do so at any time of the day or night. Comparing quotes is a breeze. No longer do you have to call individual insurance companies and give a representative the necessary information – over and over.
Instead, you can look for car insurance at a time that you can best focus on the task. Because there’s no need to speak with a representative, there’s also no need to get embarrassed if you’ve had driving violations or your credit could be better. Those things are often hard to talk about. When you buy car insurance online, it’s just a matter of typing in the required information.
How to buy car insurance online? Use a mobile app, such as the award-winning app from The General® – where you’ll also be able to manage your policy anywhere, anytime.
Tips for Buying Car Insurance Online
Before you get ready to buy car insurance, collect all the documents you need to purchase an online policy. These may include:
- Driver’s license number
- Vehicle, year, make and model
- Vehicle Identification Number
- Registration
If you’ve had any driving violations or claims within the past 5 years, you’ll have to provide additional information.
Keep in mind that when you buy car insurance online or by any other means, the insurance company will check your driving record and, in most states, your credit history.
What to Expect
How do you know how much you can expect to pay for insurance? A ballpark figure of what you can expect to pay is based on your age, zip code, driving history, and how much coverage you plan to buy.
Younger drivers can expect to pay higher rates than more experienced motorists and teen drivers generally pay the most. Young people generally pay higher rates up until the age of 25 or so.
Your zip code reveals the accident rate in your area. Expect to pay higher premiums if you live in a high-traffic area with an above-average number of collisions.
Points on your license mean you’ll pay more for insurance. How much more you’ll pay depends on the specific traffic violation and on state laws.
How Much Coverage Do You Need?
Every motorist must carry sufficient insurance to meet state minimum requirements. After that, your individual situation will determine how much coverage you’ll need. Watch this video to learn more about different types of coverage:
Compare Car Insurance Quotes
For best results, compare at least three car insurance quotes before making a decision.
Comparing monthly rates is the easy part of comparing car insurance quotes. The hard part is making sure you’re comparing the same items.
Everyone wants to buy cheap car insurance online, but the cheapest policy is not necessarily the best. You need to know what is covered and how you are protected. Look for a policy providing all of the coverage you need at an affordable price. Avoid buying insurance before understanding what your coverage entails.
How Will Buying Auto Insurance Help You?
Auto insurance is a necessity. In most states, driving without insurance is illegal. Plus, auto insurance is there to protect you from liability if there’s an accident. If you buy comprehensive and collision coverage, you can have your car repaired after paying the deductible. Without car insurance, you may lack transportation, which makes going to work and running errands nearly impossible.
Think twice before getting insurance from a company you’ve never heard of before. Most people pay their insurance premiums for years without having a claim. Then, one day, an accident happens. Just when you really need your insurance company to have your back, you could find out this little-known brand is not there for you.
Look for a well-known company with a strong track record. The General® has been in business for nearly 60 years. We’re a financially strong, nationally known company. We offer liability, comprehensive and collision, and “full coverage,” all based on the customer’s needs.
If you’re involved in a car accident, it’s a scary time. The General® is there for you every step of the way. Our claims process is easy, so there’s no need to add to your stress.
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